function CalcIncomeTotal() {
		var incomeTotal = 0;
		if  (document.forms[0].Take_Home_Pay.value != ""){
			incomeTotal = incomeTotal + parseInt(document.forms[0].Take_Home_Pay.value);
		}
		if (document.forms[0].Spouses_Take_Home_Pay.value != "") {
			incomeTotal = incomeTotal + parseInt(document.forms[0].Spouses_Take_Home_Pay.value);
		}
		if (document.forms[0].Other_Income.value != ""){
			incomeTotal = incomeTotal + parseInt(document.forms[0].Other_Income.value);
		}		
		if (!(isNaN(incomeTotal))) {
			document.forms[0].Income_Total.value = incomeTotal;
		}
		else alert("Could not complete calculations.\nPlease make sure you've entered real numbers only.");
	}
	function clearIncome(form){
       form.Gross_Monthly_Pay.value = "0"
       form.Take_Home_Pay.value = "0"
       form.Spouses_Gross_Monthly_Pay.value = "0"
       form.Spouses_Take_Home_Pay.value = "0"
       form.Other_Income.value = "0"
       form.Income_Total.value = "0"
     }
	
	function CalcMonthlyExpenses() {
		var expensesTotal = 0;
		if  (document.forms[0].rent_mortgage.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].rent_mortgage.value);
		}
		if (document.forms[0].second_mtg.value != "") {
			expensesTotal = expensesTotal + parseInt(document.forms[0].second_mtg.value);
		}
		if (document.forms[0].homeowners_fees.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].homeowners_fees.value);
		}	
		if  (document.forms[0].home_renters_insurance.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].home_renters_insurance.value);
		}
		if (document.forms[0].property_tax.value != "") {
			expensesTotal = expensesTotal + parseInt(document.forms[0].property_tax.value);
		}
		if (document.forms[0].home_repairs_maintenance.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].home_repairs_maintenance.value);
		}	
		if  (document.forms[0].electric_gas.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].electric_gas.value);
		}
		if  (document.forms[0].water_sewer.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].water_sewer.value);
		}
		if (document.forms[0].phone_cell.value != "") {
			expensesTotal = expensesTotal + parseInt(document.forms[0].phone_cell.value);
		}
		if (document.forms[0].cable_internet.value != "") {
			expensesTotal = expensesTotal + parseInt(document.forms[0].cable_internet.value);
		}
		if  (document.forms[0].car_payment.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].car_payment.value);
		}
		if (document.forms[0].car_payment_2.value != "") {
			expensesTotal = expensesTotal + parseInt(document.forms[0].car_payment_2.value);
		}
		if (document.forms[0].car_insurance.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].car_insurance.value);
		}	
		if  (document.forms[0].gasoline.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].gasoline.value);
		}
		if (document.forms[0].car_maintenance.value != "") {
			expensesTotal = expensesTotal + parseInt(document.forms[0].car_maintenance.value);
		}
		if (document.forms[0].parking_tolls.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].parking_tolls.value);
		}
		if (document.forms[0].groceries_household.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].groceries_household.value);
		}
		if (document.forms[0].clothing.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].clothing.value);
		}
		if  (document.forms[0].meals_out.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].meals_out.value);
		}
		if  (document.forms[0].school_lunches.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].school_lunches.value);
		}
		if (document.forms[0].barber_beauty_shop.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].barber_beauty_shop.value);
		}	
		if (document.forms[0].dry_cleaning.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].dry_cleaning.value);
		}
		if (document.forms[0].tobacco_alcohol.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].tobacco_alcohol.value);
		}
		if (document.forms[0].newspaper_magazines.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].newspaper_magazines.value);
		}		
		if (document.forms[0].health_co_pay.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].health_co_pay.value);
		}			
		if  (document.forms[0].prescriptions.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].prescriptions.value);
		}
		if (document.forms[0].life_insurance.value != "") {
			expensesTotal = expensesTotal + parseInt(document.forms[0].life_insurance.value);
		}
		if (document.forms[0].school_supplies.value != "") {
			expensesTotal = expensesTotal + parseInt(document.forms[0].school_supplies.value);
		}	
		if  (document.forms[0].student_loan.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].student_loan.value);
		}
		if  (document.forms[0].college_tuition.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].college_tuition.value);
		}
		if (document.forms[0].child_care.value != "") {
			expensesTotal = expensesTotal + parseInt(document.forms[0].child_care.value);
		}
		if (document.forms[0].child_support.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].child_support.value);
		}	
		if (document.forms[0].hobbies_sports.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].hobbies_sports.value);
		}	
		if (document.forms[0].pet_care.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].pet_care.value);
		}	
		if (document.forms[0].donation.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].donation.value);
		}
		if (document.forms[0].gifts_holidays.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].gifts_holidays.value);
		}
		if (document.forms[0].delinquent_tax_payments.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].delinquent_tax_payments.value);
		}
		if (document.forms[0].other_expenses.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].other_expenses.value);
		}	
		if (document.forms[0].total_credit_cards.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].total_credit_cards.value);
		}
		if (document.forms[0].total_store_cards.value != ""){
			expensesTotal = expensesTotal + parseInt(document.forms[0].total_store_cards.value);
		}	
		if (!(isNaN(expensesTotal))) {
			document.forms[0].Expenses_Total.value = expensesTotal;
		}
		else alert("Could not complete calculations.\nPlease make sure you've entered real numbers only.");		
	}
    function clearExpenses(form){
       form.rent_mortgage.value = "0"
	   form.second_mtg.value = "0"
       form.homeowners_fees.value = "0"
       form.home_renters_insurance.value = "0"
       form.property_tax.value = "0"
       form.home_repairs_maintenance.value = "0"
       form.electric_gas.value = "0"
	   form.water_sewer.value = "0"
	   form.phone_cell.value = "0"
	   form.cable_internet.value = "0"
	   form.car_payment.value = "0"
       form.car_payment_2.value = "0"
       form.car_insurance.value = "0"
       form.gasoline.value = "0"
       form.car_maintenance.value = "0"
	   form.parking_tolls.value = "0"
	   form.groceries_household.value = "0"
	   form.clothing.value = "0"
	   form.meals_out.value = "0"
	   form.school_lunches.value = "0"
	   form.barber_beauty_shop.value = "0"
	   form.dry_cleaning.value = "0"
	   form.tobacco_alcohol.value = "0"
	   form.newspaper_magazines.value = "0"
	   form.health_co_pay.value = "0"
       form.prescriptions.value = "0"
       form.life_insurance.value = "0"
       form.school_supplies.value = "0"
	   form.student_loan.value = "0"
	   form.college_tuition.value = "0"
	   form.child_care.value = "0"
	   form.child_support.value = "0"
	   form.hobbies_sports.value = "0"
       form.pet_care.value = "0"
	   form.donation.value = "0"
	   form.gifts_holidays.value = "0"
	   form.delinquent_tax_payments.value = "0"
	   form.other_expenses.value = "0"
       form.total_credit_cards.value = "0"
       form.total_store_cards.value = "0"
       form.Expenses_Total.value = "0"
     } 
	 function CalcDifferenceTotal() {
	    
	      document.forms[0].Expenses_Total2.value = document.forms[0].Expenses_Total.value
	      document.forms[0].Income_Total2.value = document.forms[0].Income_Total.value
	      document.forms[0].Difference_Total.value = document.forms[0].Income_Total.value - document.forms[0].Expenses_Total.value
	/*
	  //if (document.forms[0].Difference_Total.value < "100"){
      //    document.write ('It looks like you need our help');  }	
	  //else if (document.forms[0].Difference_Total.value >="100" && document.forms[0].Difference_Total.value <"200"  ){
      //    document.write ("Your on the border");  }	
	  //else if (document.forms[0].Difference_Total.value >="200" ){
      //  document.write ("Your in great shape");  }	
	*/  
	  }
	
	function clearDifference(form){
       form.Expenses_Total2.value = "0"
       form.Income_Total2.value = "0"
       form.Difference_Total.value = "0"
       
     }
	//-->