Other Counseling Services Available to You:

ClearPoint Credit Counselors offers a wide array of services for your every financial need.

Tools and Calculators

Debt to Income Ratio Calculator


Find out if you earn enough each month to confidently cover your bills.

Debt 1 $    Debt 2 $
Debt 3 $    Debt 4 $
Debt 5 $    Debt 6 $
Debt 7 $    Debt 8 $
Debt 9 $    Debt 10 $
Debt 11 $    Debt 12 $
TOTAL DEBT $


 

Take-Home Pay $
Total Monthly Debt Payments  
(Excluding Mortgage)		 $

Debt-to-Income Ratio = %

 

If your Debt-to-Income Ratio is:

  • Under 15%-Relax. Continue repaying your debt and recalculate your debt-to-income ratio periodically.
  • 15% - 20%-Caution. Contact Credit Counselors now before debt becomes a problem. We'll give you long-term solutions to budgeting and managing your finances.
  • Over 20%-Danger! Contact Credit Counselors immediately. We'll help you work out a repayment plan that could save you hundreds of dollars every month and offer you peace of mind!